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Positive Pay

Positive Pay is used to deter check fraud by matching checks issued by businesses with those presented for payment.  Suspicious checks may be returned. 

  • Fraud prevention tool 
  • Dual control function  
  • Offered through online banking  
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Cash Management

Cash management is a tool used to electronically pay your employees and/or vendors. 

  • ACH origination  
  • Payroll services  
  • Dual control function  
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Business Bill Pay

Business Bill Pay makes paying bills simple, secure and convenient.  Businesses are able to customize users, set limits and designate separation of duties with dual control processes. 

  • Dual Control capability 
  • User access management 
  • Multi-user transaction limit   
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Remote Deposit Capture

Allows businesses to deposit checks from their office with the use of a check scanner. 

  • Single feed and multi feed scanners  
  • Relationship based pricing  
  • PDF deposit confirmation emails  
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Mobile Check Deposit

A tool included with the mobile app which allows you to deposit checks wherever you are, 24/7. 

  • Free with your mobile app 
  • Deposit up to 10 checks per day 
  • Increase cash flow availability  
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Fed Now

Fed Now is a new instant payment tool developed by the Federal Reserve to process and receive payments instantly and safely.  FNB is proud to be on the front end of the launch of this product as a receiver bank. 

  • Immediate fund availability  
  • Available 24/7, 365 through online banking  
  • Help your business regain better control of cash flow  
  • Receiving of funds available now  
  • Sending of funds available at a future date  
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Merchant Services

A Merchant Service Provider helps businesses accept and process payments from customers using credit cards, debit cards, or other electronic methods. 

  • Competitive rates  
  • Different terminal options  

 

 

First National Bank Colorado’s business services are here to do two things!

 

  1. Help you build your business!
  2. Help make your work life easier!

“First National Bank Colorado proved to us that banking can have it both ways; meaningful personal relationships complimented with excellent online services. Being CPAs we are fairly particular about our financial relationships, and we immediately moved all our accounts to First National Bank Colorado once we witnessed how they do business.” 

– Jason Watson, Monument 

 

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