IMPORTANT – RE: Trigger Leads – To protect your personal information from unauthorized access and use, First National Bank Colorado uses security measures that comply with federal law. We do not sell your contact information to other lenders, however, we cannot prevent the credit bureaus from selling your information as a trigger lead. Only you can take your name off the trigger leads list by going to optoutprescreen.com – Link: OptOutPrescreen.com
Or call: 888-567-8688
Conforming Conventional Mortgages are the most customary type of mortgage and generally the best option for well qualified borrowers. Conventional Mortgages offer various financing terms and do not require mortgage insurance for loan amounts less than 80% of the home’s value.
Jumbo Mortgages are conventional mortgages that exceed the conforming loan limit for a given area as set by the Federal Housing Finance Agency each year. Jumbo loans generally require a minimum down payment of 20%.
VA Mortgages offer a low-down payment mortgage option to eligible Veterans, active-duty service members, and their families. VA Mortgages are partially backed by the Department of Veterans Affairs.
FHA Mortgages offer a low-down payment option available to most eligible borrowers. FHA Mortgages are partially backed by the Federal Housing Administration.
Rural Development Mortgages, also known as USDA Mortgages, are also partially backed by the US government. They are designed to be used to help low- and moderate-income borrowers buy homes in rural areas.
Reverse Mortgages are a type of loan that allow borrowers over the age of 62 to access the equity in their home as either a line of credit, scheduled monthly disbursements, or a lump sum disbursement. Consult one of our mortgage professionals and weigh your options.
First National Bank Colorado offers many portfolio or in-house residential home loan products to meet your needs, whether you are purchasing a home that does not fit into the traditional conforming bucket or you, as a potential borrower, do not fit into the typical conforming mortgage guidelines. Contact one of our Loan Officers today to see if we can make financing possible for you!
Home Equity Line of Credit, commonly referred to as a HELOC, is a type of loan that allows you to access the equity in your home without touching the first lien on your property. HELOCs can give you the flexibility to consolidate higher interest debts, finance large expenses, or just have a line of credit available if the need arises.
1: Click here to access the application.
2: Complete the application and click “Submit Application” once you’ve entered all the required information.
3: A First National Bank Mortgage Loan Officer will review your information and follow up with you.
Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Officers are only a phone call away if you need help.
(719) 384-4433 (Arkansas Valley Offices)
(719) 955-5577 (Flying Horse/Monument)
Meet with us in person, give us a call or fill out an application online. We are here to help in whatever way is best for you!