In Colorado, we know the value of saving, putting a little money away every month. At First National Bank Colorado, you’ll also get the pleasure of seeing your account balance grow on our interest bearing accounts.
Stop by today to open your account. It’s time to start building your savings!
For interest rates on each of these personal savings options, please contact us or visit us at any First National Bank Colorado location.
Choose from these accounts:
Regular Savings Account
Minimum to Open: | $100.00 |
Service Charge: | $3.00 per quarter if the average daily balance for the quarter falls below $100.00 |
Withdrawals: | Nine free withdrawals per quarter, $1.00 per withdrawal after nine per quarter |
Statements: | Quarterly |
Money Market Platinum
Minimum to Open: | $10,000.00 |
Service Charge: | $25.00 per month if the balance falls below $10,000.00 |
Withdrawals: | Six withdrawals or transfers from your account each statement cycle, three by check or up to six pre-authorized transfers. The minimum withdrawal, check or transfer is $500.00. |
Statements: | Monthly |
For higher interest earnings: Certificates of Deposit (CDs)
If you have money that you can afford to set aside for a specific period of time, you can earn higher interest with a First National Bank Colorado CD – while still keeping your money safe and insured. The minimum deposit is only $500.00 and terms start at only 90 days.
Retirement savings: IRAs
Tax advantages now, a comfortable nest egg later. You know it’s coming someday – retirement, that is. You have to be ready.
The good news is that the sooner you start saving, the more money you’ll have later – one case where time really is on your side! Just a little money put aside regularly can make the difference between scraping by in your retirement years or finally being able to do all the things you’ve planned.
The first step: setting up your First National Bank Colorado IRA. It’s easy! We’ll take you through the process step by step.
(Be sure to consult your tax advisor to discuss your personal situation.)
Special purpose accounts:
VIP Health Savings Account
Minimum to Open: | $50.00 |
Service Charge: | $1.50 per month |
Interest: | Tiered. |
Withdrawals: | For qualified medical expenses |
Wall Street Health Savings Account
Minimum to Open: | $50.00 |
Service Charge | $1.50 per month |
Interest: | Tiered |
Withdrawals: | For qualified medical expenses |
Childs Savings Account
Minimum to Open: | $25.00 |
Service Charge: | FREE |
Statements: | Quarterly |
Age Requirements: | Individuals up to age 17. (Account converts to Regular Savings at age 17). |
Christmas Club
Minimum to Open: | $5.00 |
Service Charge: | Free |
Withdrawals: | No withdrawals are allowed. A check for the balance will be sent to you in November of that year |
Burial Fund
Minimum to Open: | $100.00 |
Maximum Balance: | May not exceed $10,000.00 |
Service Charge: | None |
Withdrawals: | No withdrawals can be made during the depositor's lifetime. The depositor specifically directs that the entire balance be paid to the mortuary that will manage arrangements at the funeral of the depositor. |
Statements: | Monthly |
Prestige Plus Savings Account
Earn higher interest and maintain full access to your money! Plus you’ll receive rewards* if you keep your account open with a minimum account balance of $20,000 and make additional deposits. And your account is insured up to the current FDIC limit. Start earning more on your savings. Contact us to get started. Please see the Account Disclosure Statement for more details and information.
* Your choice of a special gift, extra interest or a cash deposit to your account
Prestige Plus Savings Account
Minimum Balance | $20,000.00 |
Minimum Balance Fee | $99.00 will be imposed every quarter if the balance in the account falls below $20,000.00 any day of the quarter. Necessary daily minimum balance of $20,000.00 to obtain the disclosed annual percentage yield. Interest earned every day during the period that account equals or exceeds the minimum daily balance requirement. More details |
Transaction Limitations | Unlimited withdrawals when done in person and six pre-authorized transfers (withdrawals) per month. Quarterly statements. |