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Totally Free E-Checking

Totally Free E-Checking* is the account of choice for so many people – and no wonder, it’s so easy! There’s no minimum balance requirement, so you’re not always moving money between accounts.

  • No minimum balance
  • No monthly service charge

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50+ Free Interest E-Checking

Are you 50+? Remember that you’re not getting older; your checking account is getting better! With our 50+ Free Interest E-Checking*, you qualify for special perks:

  • Free personalized checks
  • Competitive interest rates
  • No minimum balance
  • No monthly service charge

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VIP Free Interest E-Checking

With VIP Free Interest E-Checking*, we pay you to have your checking account with us. Simply arrange for direct deposit or any automatic payment into your account on a monthly basis and you’ll earn money on your money.

  • Competitive interest rates
  • No minimum balance
  • No monthly service charge

Open New Account

All First National Bank Colorado personal checking accounts include:
  • Excellent customer service in person or by phone
  • Free VISA® Debit Card
  • Free Online Banking
  • Unlimited check writing
  • Free e-Statements
  • Free Thank you gift!
All checking accounts come with a free Visa® Debit Card.

We know you – you love how easy it is to pay with a credit card but you hate the bill at the end of the month! That’s why all our checking accounts come with a free Visa® Debit Card. It’s as easy to use as a Visa credit card, but the money comes straight from your checking account when you use it to make a purchase.

A network of ATMs worldwide.

Your Visa® Debit Card is tied to the Cirrus®, Plus™ and NYCE™ Networks so you have access to your money wherever you travel almost anywhere in the world. ATM fees may apply.

See account disclosures for additional information.

*​Offer good on personal accounts only – business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. No per transaction item charge. Minimum opening deposit is only $200. Your first order of standard checks is free.  There is a $3 fee per paper statement on all personal E-Checking accounts.

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